While I think that predatory lending is a topic that would be of interest to many, especially home owners or potential home owners, I think that this was just a plain bad sample picked for this interview. If someone showing up at this woman's doorstep with blank papers in hand for her to sign did not throw up red flags, then that is unfortunate for her, but not something that a reasonable person would have to worry about so much. I believe that bait and switch tactics, as well as high pressure tactics, can be abused by lenders everywhere and victimize the elderly, financially unstable and immigrants. At the same time, I think this story is very misleading, as many people choose to get interest only loans for personal reasons, and it is not always the result of a scam. Horror stories like these are not a fair representation at all, especially when the person is the victim of circumstance in such an unfortunate chain of events that include the words "car accident," "broken hip" and "homeless." I think it would be more fair to say that whenever someone is dealing with a stranger and with such large sums of money and important accounts, it is always necessary to do some research and homework.

This investigative piece combines a nicely-produced profile of a home owner caught in the trap of predatory lending with an important public service message. Like the couple featured here, there are many people who – for a variety of reasons – get caught up in deceptive, high-risk lending practices that end up costing them their homes, their financial security and their well-being.

This piece does a good job of communicating the vulnerability of one woman faced with difficult choices and an aggressive, dishonest lender. Perspective is added through an overview of current legislative efforts to address the issue and the comments of public advocates who have seen the practice increase.

I thought this piece moved well, was tight and well done. This kind of information is a solid public service effort.